long term health care insurance information information

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National Clearinghouse for Long Term Care

National Clearinghouse for Long Term Care

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Understanding LTC

Understanding
Long-Term Care

• Definitions & Risks

• Services & Providers

• Costs & Paying

Planning LTC

Planning for
Long-Term Care

• Importance of Planning

• Planning Steps

• Planning Info & Resources

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Paying for LTC

Paying for
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• Cost of Care

• Public Programs

• Private Financing

Welcome to the National Clearinghouse for Long-Term Care Information.
This web site was developed by the U.S. Department of Health and Human
Services to provide information and resources to help you and your
family plan for future long-term care (LTC) needs.

Why should you plan?
Because, at least 70 percent of people over age 65 will require some
long-term care services at some point in their lives. And, contrary to
what many people believe, Medicare and private health insurance
programs do not pay for the majority of long-term care services that
most people need - help with personal care such as dressing or using
the bathroom independently. Planning is essential for you to be able
to get the care you might need.

This site provides a wide range of information and options to help you
plan for future long-term care needs, but it can't tell you which ones
will work best for you. Everyone's situation is different. Carefully
review these options and your unique situation before making your
planning decisions.

The National Clearinghouse for Long-Term Care Information is primarily
intended as an information and planning resource for individuals who
don't yet require long-term care, but it includes information on
services and financing options that can be helpful to all individuals.

Last Modified: 9/19/2008 2:21:04 PM Back to Top

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